The credit manual has been formulated to serve as a broad policy guideline to facilitate the decision making process while extending credit facilities to the clients of the corporation. This manual and subsequent updates to be issued will help further define the corporations credit policy and serve as the primary source on credit related issues. The overall aim is to ensure uniformity in the credit function maintain a good quality low risk loan portfolio, promote and uphold the image of AFC as a highly ethical and professional institution through quality loan administration.

The Credit policy manual is an important document that ensures that the corporation is agile and responsive to the ever changing needs in the agricultural sector. Its main objective is to ensure that corporation is able to carry out its operations in an effective and efficient manner.